The categories of choice are gas, online shopping, dining, travel, drug stores or home improvement/furnishings and can be changed once each calendar month via the Bank of America Mobile App or Online Banking. Low Introductory APR Offer. It offers: $200 initial bonus for purchases of at least $1,000 in the first 90 days of account opening. Earned cash back will be credited into an eligible consumer deposit or credit account within 30 days following redemption. In order to estimate this cards rewards, we have to make some assumptions about typical college student expenses. Purchase intro APR: 0 percent for 12 billing . If you opt out, though, you may still receive generic advertising. I needed a payday loan and they offered a good alternative. Cardholders can select how theyd like to receive rewards: Account holders can also set up automatic redemptions to either a Bank of America or Merrill account, given that redemptions are worth at least $25. If you prefer that we do not use this information, you may opt out of online behavioral advertising. An easy way to make everyday purchases part of your savings plan. Tips for international students, and more, When it makes sense to share expenses with your parents. New Offer: 0% Intro APR for your first 18 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. The Bank of America Cash Rewards for Students offers a 0% introductory APR for 18 billing cycles on purchases and balance transfers, after that a variable APR of 17.74% - 27.74% applies. That's why we provide features like your Approval Odds and savings estimates. The Bank of America Cash Rewards Credit Card for Students offers 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice . Wireless carrier fees may apply. No monthly maintenance fee for Students under 25. Your responses will help us improve the Bank of America digital experience for all our customers. Its limited rewards and redemption Information provided on Forbes Advisor is for educational purposes only. A balance transfer fee of either $10 or 3% of the amount of each transaction, whichever is greater, applies. $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. Bank of America offers multiple student-focused credit cards for you to choose from. Date of birth *. Bank of America Travel Rewards for Students earns unlimited 1.5 points for each $1 spent on any purchase. Bank of America, N.A. Zelle should only be used to send money to friends, family or others you trust. You can also use the website and the Online Banking dashboard. Rewards rate: 1.5X points on all purchases. With no annual fee, it's also $22 per year cheaper than the average credit card. Bank of America Unlimited Cash Rewards Credit Card for Students, Low Intro APR Balance Transfer Credit Cards, Interstitial Link: language-change | Placeholder - hidden, Credit Cards with No Foreign TransactionFees. New longer intro period! But credit card rewards shouldnt be the only thing you consider. A capped 3% cash back in the category of choice and an automatic 2% at grocery stores and wholesale clubs. A balance transfer fee of either $10 or 3% of the amount of each transaction, whichever is greater, applies, but doesnt charge foreign transaction fees. Helping students build financial confidence. Maximize your rewards by learning more about the Bank of America Cash Rewards cash back categories and exclusions. No blackout dates or restrictions apply, and points never expire. Bonus earning is limited to the first $2,500 in the 3% and 2% categories combined each quarter. Use this account with our digital tools such as low-balance alerts, security alerts1 and more. New longer intro period! Message and data rates may apply. Use your card to book your trip how and where you want youre not limited to specific websites with blackout dates or restrictions. We apologize for any inconvenience. BEST OVERALL RATING 4.5. To pay back on your credit card, you can use the Bank of America mobile application. Show MoreShow LessBank of AmericaCustomized Cash Rewards credit card for Students. Highest rewards rate. It is very convenient to use your account on the site My experience with getting a personal loan from this company was quite pleasant. We will send you an email alert with transaction details after you send money using Zelle. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. After the intro APR offer ends, a Variable APR that's currently 16.24% to 26.24% will apply. Take a close look at your specific situation to figure out which card features are most important to you. See the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement for further details. The Bank of America Travel Rewards credit card for Students offers a simple way to earn rewards. Bank of America Customized Cash Rewards credit card for Students. Without additional cash-back rewards or major additional perks, the only benefit to having the Chase Freedom Student is that of any student card: the ability to build stronger credit and learn healthy spending habits while working toward a better card. Compare Bank of America student credit cards. I still have a not very pleasant feeling about this company. Bank of America Customized Cash Rewards credit card for Students, Bank of America Travel Rewards credit card for Students, Image: Man smiling while looking at his phone, Image: Young person smiling as they look at their Wells Fargo credit card and consider a credit limit increase. While it has un Alliant Credit Union Visa Platinum 2022 Review. Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere. Access your FICO Score for free within Online Banking or your Mobile Banking app. Credit Karma is a registered trademark of Credit Karma, LLC. A 3% fee (min $10) applies to all balance transfers. Dollar and frequency limits apply. Last name *. We apologize for the inconvenience. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Increase your chances of getting money fill out a multi-application with a free credit rating check. Where things get complicated is in redeeming your points. There's no minimum spending or maximum rewards. Balance transfer must be completed within 60 days of opening account. Unfortunately, this card does charge a 3% foreign transaction fee. Choose a mortgage according to your needs. Student credit cards from Bank of America come with an introductory APR of 0% for the first 18 billing cycles for purchases and for 60 days for balance transfers. Welcome offer: 25,000 points after spending $1,000 in purchases within the first 90 days. We'd love to hear from you, please enter your comments. A balance transfer fee of either $10 or 3% of the amount of each transaction, whichever is greater, applies, an uncommon feature in a student card. Credit Score ranges are based on FICO credit scoring. If youre looking for a credit card with no balance transfer fee and well over a year of 0% APR, the merits your consideration. Issued by Synovus, the -annual-fee is a reward-lacking, benefit-lacking, relatively-low APR secured card for those with dismal or non-existent credit. Our job at Forbes Advisor is to score credit cards and weve ruled that the should sit out the rest of the game. I quickly received approval At first, I liked everything in this company. In that case, the Bank of America Travel Rewards credit card for Students may be a better choice, since it doesnt charge these fees. Bank of America Unlimited Cash Rewards for Students has an unlimited 1.5% cash back rate on all purchases with no expirations. Performance information may have changed since the time of publication. No overdraft fees - helps keep you from spending more than you have. In . Take advantage of our credit card selection system withafree credit check! APR for cash advances and penalty APR ranges from 19.99% to 29.99%. Delivery of alerts may be affected or delayed by your mobile carriers coverage. It is important for me that everything is legal and stable Arrowhead Advance gave me cash very quickly and simply.To be honest, I didn't expect it from a lender company. You're continuing to another website that Bank of America doesn't own or operate. A smart start for students. BankAmericard for Students allows you to get Intro APR and 14.99%-24.99% APR after the introduction period expires. They all come with no annual fees. Bonus earning is limited to the first $2,500 in the 3% and 2% categories combined each quarter. Merchant examples included. The student version of the Bank of America Unlimited Cash Rewards Visa earns unlimited cash back of 1.5 percent on all eligible purchases just like the non-student version of the card. After the Intro APR expires, your interest rate will be from 16.99% to 26.99% APR. Editorial Note: We earn a commission from partner links on Forbes Advisor. Talk to an associate about additional savings, credit card optionsand auto loansas well as ways to manage your accounts and more. You might be using an unsupported or outdated browser. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle. No other redemption methods qualify for automation. Earn an unlimited 1% on all other purchases. To apply for a Bank of America credit card, you'll need your personal information, including Social Security number and total annual income. After that, a standard APR of 17.74% - 27.74% variable on purchases and balance transfers will apply. Those students who plan to travel abroad may prefer the Bank of America Travel Rewards credit card for Students. This site may be compensated through third party advertisers. Traditionally, students trying to build credit werent given a large array of options when it came to cards that earned rewards, but with the Bank of America Customized Cash Rewards credit card for Students students can start earning rewards, just with a few extra limitations. The opinions you read here come from our editorial team. A tap to pay debit card that can be used in stores, online or in your Digital Wallet. To qualify for a student credit card from Bank of America, you need the following: To be at least 18 years old to sign the agreement; Provide proof of income from any kind of legal source; Have a bank account with Bank of America. 0% introductory APR on new purchases and balance transfers for 18 billing . Please try again later. Access your FICO Score for free within Online Banking or your Mobile Banking app. The Bank of America Customized Cash Rewards credit card for Students could be a logical fit for students seeking a rewarding way to build credit, learn healthy spending and credit habits and who arent interested in seeing those rewards limited to travel use. Image: Closeup of somebody using a credit card to pay for a meal at a restaurant, Image: Young family in front of their Airbnb rental, children holding hands and running toward the camera. Footnote. Get cash from a Bank of America ATM using your phone. Define the conditions and choose an appropriate bank card, Specify the loan term for the calculation. Your financial situation is unique and the products and services we review may not be right for your circumstances. With the Bank of America Customized Cash Rewards credit card for Students, you'll earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of . If these Bank of America student credit cards dont fit your specific needs, consider these cards as an alternative. The application you've requested is currently unavailable; our system may be undergoing maintenance or the offer may have expired. Choose the top-earning 3% cash-back category from several categories, Welcome bonus: $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening, As a direct deposit into a Bank of America checking or savings account of any amount, As a credit to an eligible account with Merrill of any amount, As a check, with minimum redemption of $25, As a contribution to a 529 account with Merrill, with minimum redemption of $25. I always try to make payments on time, so I usually have no problems with creditors. This could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. Discover will automatically match all the cash back you've earned at the end of your first year! This helps us verify that you're the applicant. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please reviewBank of America Online Privacy Noticeand ourOnline Privacy FAQs. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points dont expire. Earn 25,000 bonus points ($250 value) if you make at least $1,000 in purchases in the first 90 days of account opening. To view or use Life Plan, you must be enrolled in Online Banking or Mobile Banking. No annual fee and no expiration on rewards. The points earned with the Travel Rewards for Students card can be redeemed for a statement credit against travel purchased any way youd like without being limited to specific airlines or restricted by blackout dates. On our website you can fill out ashort application form for a credit card. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. Bed Bath & Beyond Welcome Rewards Mastercard 2022 Review. *See the online provider's credit card application for details about terms and conditions. Free access to FICO credit score information helps to analyze the dynamics and factors . For your security, please enter the following information just as it appeared on your credit card application. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Bank of America Advantage SafeBalance Banking . In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee. The Bank of America Travel Rewards for Students has no annual fee. The mobile application works flawlessly. How to qualify as a Student: For Bank of America Advantage SafeBalance Banking and Bank of America Advantage Savings, when you notify us an owner of one or more of these accounts is a Student, we will waive the monthly maintenance fee on such account(s) for each statement cycle during which such owner of the account qualifies as a Student. All Rights Reserved. Note that we cannot reply to questions asked via this form. At a return rate of 1.5% on typical annual expenses of $13,640, the average college student could . If you want to apply for Student credit cards from Bank of America, the easiest way is to do it online. Terms and conditions apply. Helping our customers meet their financial needs is important to us. Our ratings take into account the cards rewards, fees, rates along with the cards category. BankAmericard for Students is 2022's best student credit card for financing, offering 0% introductory APRs on both new purchases and balance transfers for the first 21 months your account is open. Reasonable efforts are made to maintain accurate information. Data connection required. All Rights Reserved. For instance, someone studying abroad may be more focused on avoiding foreign transaction fees. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. We're sorry, this page is temporarily unavailable. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. After checking your credit rate, you will be able to send your loan application to the appropriate companies. If necessary, the lender will contact you to clarify the details. Chauncey grew up on a farm in rural northern California. Fiduciary titled accounts, including UTMA / UGMA, do not qualify for the under the age of 18 or the Student waiver. The decision as to which system is better will depend on expected spending habits. BofA will also take other factors into consideration when looking at your application, such as your income, existing debts and overall creditworthiness. We may cancel or modify the Keep the Change service at any time without prior notice. Activate cash back deals from your favorite stores, restaurants and brands, Shop with an eligible Bank of America debit or credit card, Earn cash back, and your account will be automatically credited, Enroll your Bank of America debit card and use it for everyday purchases, Well round up your purchase to the nearest dollar amount and transfer the change from your checking to your savings account, The Unlimited Cash Rewards card lets you earn unlimited 1.5% cash back on all purchases, The Customized Cash Rewards cardlets you earn cash back on all of your purchases with 3% cash back in the category of your choice, The Travel Rewards cardlets you earn unlimited 1.5 points for every $1 spent on purchases that you can redeem toward travel and dining purchases. Bank of America Customized Cash Rewards for Students earns 3% cash back on the category of your preference. Schedule time thats convenient for you. Bank of America Travel Rewards credit card for Students. This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply. 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. 0621LL.FICO.Short.0816. First 5 digits required. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use. Picking the right Bank of America student credit card ultimately depends on your circumstances and your goals for your new credit card. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. This is not a commitment to lend. The minimum limit is $500. Are you sure you want to rest your choices? Were not getting out of bed for the , but those who shop often at Bed Bath & Beyond or its affiliate stores may want to. With Unlimited cashback match - Discover will automatically match all the cash back earned at the end of the first year. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. If youre looking for the best credit card rewards, the Bank of America Customized Cash Rewards credit card for Students offers the highest earning rates. The FICO Score Program is for educational purposes and for your non-commercial, personal use. There's no minimum spending or maximum rewards. Last 4 digits of Social Security number *. Please contact us directly if you have any account or service related issues. There is a $200 cash rewards bonus after you spend at least $1,000 in the first 90 days. Relationship-based ads and online behavioral advertising help us do that. Member FDIC. This date may not reflect recent changes in individual terms. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. SoFi Credit Card review: Solid cash back for SoFi Are premium rewards cards worth the annual fee? Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). With an unlimited 1% cash back on all purchases and no low introductory APR or any other rewards earning beyond a relatively small welcome bonus, the Chase Freedom Student demonstrates how much the Cash Rewards for Students card does actually offer. 2022 Forbes Media LLC. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Youll earn 1.5 points for every $1 of purchases you make. The Discover it Student Cash Back offers a slightly different cash-back scheme, earning 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum once activated. The Bank of America Unlimited Cash Rewards credit card for Students earns an unlimited 1.5% cash back on all purchases, sparing cardholders from the extra work of keeping up with revolving bonus . Footnote. The Bank of America Student Cash Rewards card credit score requirement is fair credit. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. A 3% fee (min $10) applies to all balance transfers. $50 bonus after the first purchase made within the first 3 months from account opening. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening that can be a $250 statement credit toward travel purchases. Earn cash back. The welcome bonus from the Bank of America Cash rewards card is static, but in lieu of a welcome bonus the Discover it Student Cash Back will match all cash-back earned at the end of the first year. ZIP code *. Each card has benefits that could help you in different ways depending on your current needs and circumstances. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Almost no documents are needed, it's true Spotloan is like a good old friend to me. AMSA Banking from Bank of America. We strive to provide you with information about products and services you might find interesting and useful. Check status of my submitted application. 2022 Bank of America Corporation. I like that you get to see your FICO score and you get alerts when it is ready for viewing. The Chase Freedom Student offers $50 bonus after the first purchase is made within the first 3 months from account opening. Bank of America does not charge for this service but your mobile carriers message and data rates may apply. If youre looking to earn cash back, the Bank of America Customized Cash Rewards credit card for Students could be a good choice. These ads are based on your specific account relationships with us. The mobile feature, Erica, is only available in the English language. Helps to keep you from spending more than you have in your account 3 without overdraft fees. Bonus earning is limited to the first $2,500 in the 3% and 2% categories combined each quarter. Regular account fees apply. Commissions do not affect our editors' opinions or evaluations. Relationship-based ads and online behavioral advertising help us do that. MM/DD/YYYY. Data connection required. The feature is accessible through Online Banking, the mobile website, and the Mobile Banking app for iPhone and Android devices. For information about rates, fees, other costs and benefits associated with the use of these cards or to apply, see an associate. Upon enrollment, we will round up your Mastercard or Visa debit card purchases to the nearest dollar and transfer the difference from your checking account to your Bank of America savings account. 3% back in one of the following categories: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings (terms apply . The Bank of America Cash Rewards for Students card delivers a maximum of $300 cash back reward in its limited earn categories and so does the Discover it Student Cash Back. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. The Travel Rewards for Students card offers a straightforward and unlimited 1.5 points per dollar on all purchases everywhere, every time with no expiration on points and a welcome bonus: 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening. A smart start for students. Credit cards are issued and administered by Bank of America, N.A. Transactions between enrolled users typically occur in minutes and transactions between enrolled consumers do not typically incur transaction fees. If you want affordable rates, it's best to shop around and compare quotes from different lenders. Either of these cards could be a solid choice to add to your wallet depending on your needs. This suggests fraud. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Message and data rates may apply. After the intro APR offer ends, a Variable APR that's currently 16.99% to 26.99% will apply. Bank of America makes redeeming rewards fairly straightforward while still providing plenty of options. OVERALL RATING. 2 How to qualify as a Student: For Bank of America Advantage SafeBalance Banking when you notify us an owner of this account is a Student, we will waive the monthly maintenance fee on such account . There is a $0 Liability Guarantee for security. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. The website is easy to navigate and I like the app too. Earn an unlimited 1% on all other purchases. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access. After the Intro APR expires, your interest rate will be from 16.99% to 26.99% APR. Credit Karma receives compensation from third-party advertisers, but that doesn't affect our editors' opinions. Locking your card is not a replacement for reporting your card lost or stolen. We will offer you tocheck your credit score online for free. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. With the Bank of America Customized Cash Rewards credit card for Students, you'll earn 3% cash back in the category of choice and an automatic 2% at grocery stores and wholesale clubs. Just add your debit card to your Digital Wallet and look for the contactless symbol at our ATMs. 3% cash back in one category of choice. The Bank of America Travel Rewards for Students card offers a 1.5% rewards rate on all purchases. " The Bank of America Cash Rewards Credit Card for Students is a solid rewards card that lets students choose their top-earning cash back category each quarter." - Toby Sembower, 9/7/2022 . The selectable categories include gas, online shopping, dining, travel and drug stores, or both home improvement and furnishings. The Bank of America Travel rewards credit card for students has no annual fee, and no fee for foreign transactions is applied. Overall Rating: This was the first card I got when I was a freshman. A Student is defined as an account owner who is both enrolled in school or an educational or vocational program and under 25 years old. Preferred Rewards members earn 25%-75% more points on every purchase. Compensation may factor into how and where products appear on our platform (and in what order). If you are approved, you will get the card in 7 to 10 business days. If you opt out, though, you may still receive generic advertising. One nice thing about this card is that you dont have to worry about bonus categories or reward caps. These ads are based on your specific account relationships with us. This card gives you the flexibility to choose your top cash back earning category at a rate of 3% cash back. An additional reward to consider is the welcome offer: $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. Rewards categories. We recommend that you do not use Zelle to send money to those you do not know. No Monthly Maintenance Fee for Students under 25 2. The Forbes Advisor editorial team is independent and objective. One or more of the cards you chose to compare are not serviced in English. The offers for financial products you see on our platform come from companies who pay us. This benefit is available only for primary cardholders with an open and activeconsumer credit card account who have a FICO Score available. The BankAmericard credit card for Students offers a 0% intro APR on purchases and balance transfers for 21 billing cycles, followed by a regular APR of 15.74% - 25.74% variable. It doesnt have an A newer entry into the busy business credit card market, the comes with some big asks and few rewards available to a limited audience. Something went wrong. 4.4. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The penalty APR can get up to 29.99% based on your creditworthiness. If youre looking for a medium-length introductory A First Progress Platinum Select Mastercard Secured Credit Card 2022 Review. Image: A seated man smiles while holding his smartphone and his sofi credit card. Intro Offer: Unlimited Cashback Match - only from Discover. Credit American Airlines AAdvantage elite status: What each tier offers, 1.5 points for every $1 spent on purchases, $200 cash rewards bonus after spending $1,000 in purchases within the first 90 days of account opening, 25,000 bonus points after spending $1,000 in purchases within the first 90 days of account opening. However, all credit card information is presented without warranty. This is just one scoring method and a credit card issuer may use another method when considering your application. Those considering using the card to transfer balances should be aware that the card charges a balance transfer fee, so we recommend doing the math to make sure a transfer makes sense. Contactless Cards The security of a chip card, with the convenience of a tap. The service was fast, no one asked about any collateral or my creditworthiness. Plus, automatically earn unlimited 1% cash back on all other purchases. Balance transfers must be made within 60 days of opening the account to qualify for the intro balance transfer APR. Choose the card you want to apply for by comparing; Provide your personal info or sign into your account; Attach your documents to prove residency and provide your bank account details; Bank of America will contact you once it makes a decision. Bank of America Advantage Plus Banking, Bank of America Advantage SafeBalance Banking, BankAmerideals, Keep the Change, Bank of America Life Plan, Erica, Better Money Habits, Bank ofAmerica and the Bank of America logo are registered trademarks of the Bank of America Corporation. Category swapping is possible once per calendar month online or via mobile app and defaults to gas. It's pretty simple, actually. BoA Cash Rewards Credit Card for Students Review. Forbes Advisor made estimations based on research from various government agencies. Bank of America applies transaction fees to credit cards. You can choose from the following categories: You can also earn 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases. 20072022 Credit Karma, LLC. The best Bank of America student Visa credit card is the Bank of America Cash Rewards for Students. Capital One Venture X Vs. Chase Sapphire Reserve, Bank of America Travel Rewards credit card for Students, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 3 Ways To Get Your FICO Credit Score For Free, The 4 Best Apps To Track Credit Card Rewards, High to very high standard APR, depending on your credit. You can take advantage of this offer when you apply now. The Bank of America Unlimited Cash Rewards Credit Card for Students skips over the bonus categories in favor of a flat 1.5% cash back for everything you buy. Use the "Bill Pay" menu to make transfers from another financial institution, or the "Transfer | Send" menu to make transfers from your Bank of America account. When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. That means you could earn up to 2.62 points for every $1 you spend, everywhere, every time. Bonus . Other helpful features of the Bank of America Customized Cash Rewards credit card for Students include . Programs, rates, terms and conditions are subject to change without notice. To protect your identity, please do not submit personal or account information. When handled responsibly, a credit card can help you build your credit history. Apply for a Bank of America Student Credit Cards. FICO Score Program. Or turn $100 into $200. Sit back and let us show you where we are. Image: A woman wearing a straw hat and holding a credit card sits next to her luggage at an airport and uses her smartphone to review her American Airlines elite status benefits. A . For example, when you use your debit card for a meal and then add a tip. . The Bank of America Customized Cash Rewards credit card for Students earns 3% cash back in a chosen category. After that, youll earn 1% cash back on the rest of your purchases in those bonus categories. The Bank of America Unlimited Cash Rewards credit card for Students offers eligible applicants a 0% introductory APR for 18 billing cycles for purchases and balance transfers made within 60 days . Bank of America doesn't have credit cards you can apply for with a co-signer, so you need to qualify for the criteria yourself. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website. Plus, we're there for you when you need us with thousands of financial centers and ATMs. Open an eligible personal checking account* and show your pride in your profession with every debit card purchase. Either $10 or 3% of the amount of each transaction, whichever is greater. NeitherBank of America nor Zelle offers a protection program for any authorized payments made with Zelle. The rating by Finanso is determined by our editorial team. 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases. Past performance is not indicative of future results. We strive to provide you with information about products and services you might find interesting and useful. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Equal Housing Lender. Before you leave, please take a moment to answer these 4 simple questions. Enjoy key features like Online Banking with Bill Pay plus Mobile Banking on your mobile device.**. Complex to manage. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. The card is a useful starter cash-back card, but fails to deliver when it comes to extra benefits. If you prefer that we do not use this information, you mayopt out of online behavioral advertising. The feature requires that you download the latest version of the Mobile Banking app and is only available in the Mobile Banking app for select iOS and Android devices. No Monthly Maintenance Fee for Students under 25, Helps to keep you from spending more than you have in your account, A tap to pay debit card that can be used in stores, online or in your Digital Wallet, Schedule automatic transfers from your banking account to helpmake saving money easier, Our credit cards are designed to fit your life now and after school with cash rewards, travel rewards or lower interest rates, Each comes with tools that can help you manage your credit,like free access to your FICOScore with Online and Mobile Banking, Ask an associateabout which is the right card for you, Quickly send and receive money with Zellefast and free, Easily make purchases on the go when you add your debit or credit card to your Digital Wallet, Simply track your spending with the Spending and Budgeting tool, Utilize personalized insights and guidance to help you stay on top of your finances 24/7 with Erica, Set and track goals with a Bank of America Life Plan, helping you access resources and receive personalized help when you need it, Access your account at thousands ofBankof America ATMs, Make withdrawals, deposits and transfers and get balance inquiries at ATMs displaying the Bank of America name and logo, Find an ATM with the ATM locator in our mobile app. With My Rewards, you wont miss out. Then, pick the card that offers the best combination of features for your situation. We think it's important for you to understand how we make money. Learn More. Such things are always annoying Before taking out a loan, I compared Spotloan with other lenders and found out that their rates are the most acceptable. A 3% fee (min $10) applies to all balance transfers. Convenientand secure features available at your fingertips. 17.74% - 27.74% Variable APR on purchases and balance transfers. This card can be a better option for students who don't want to keep track of . The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. 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